If your New Year's resolution was to manage your money better, we've got you covered! Money management is going to be different for every person, especially when we all have different spending habits and attitudes about money. As a 26-year-old with thousands of dollars in student loans hanging over my head, I certainly don't pretend to have all the answers, but I CAN give you a few tried-and-true tips that will trick you into managing your money better so you can enjoy financial stability.
Buying a home can be scary. Trust me, I know... I've done it twice. But those have also been two of the best decisions of my life. So today I wanted to share some tips for ensuring that your home buying process goes as smoothly as possible.
The allure of an old home? Definitely the charm and character. Old homes were built to last, the materials are usually higher quality, and the handmade details just can't be found in new developer builds. My husband and I have more than ten years of professional and personal experience in renovating old homes. We are not experts, but we are professionals, and I would love to share a few things we have learned from renovating old homes.
Getting married? Congratulations! Now onto the scary part... paying for the wedding. It's expensive any way you look at it, but there are plenty of areas to cut back. Here are 14 sneaky ways to save money on your wedding.
Shame on those sneaky grocers with their grocery store tricks. You probably know the one about them keeping the more expensive brands at eye level, but did you hear about the no dollar sign trick? Leaving the $ sign off
Spring is the time for working on home improvement projects. If you're thinking about stocking up on supplies for an upcoming improvement, or are finally feeling empowered to attack that to-do list, consider these ideas to save when DIYing.
1. Big Box Vs. Small Stores
Have you heard about TLC's, "Extreme Couponing?" If not, here's a thumbnail: Savvy shoppers use coupons and loyalty cards to save hundreds of dollars on a single trip to the grocery store. Sounds like a great idea at first blush, but becoming an extreme couponer can unbelievably time consuming, and then there's the possibility of crossing the line to becoming an all-out hoarder. (When you reach that point, there's always "Hoarders".) But I digress. If you'd like to become an extreme coupon-er, check out these tips from consumer savings expert, Andrea Woroch. From getting started, to organization, to avoiding 'hoarderland', she has
In 1995, one study concluded, Americans threw out about 27% of edible food that year. According to a 2004 study by the University of Arizona, that figure increased to 50%. The waste is mind-boggling. Just think about it: ONE HALF of all the food fit for consumption may get thrown out. Extrapolated out to dollars and cents, the same study concluded
Because we've done such good work at being thrifty this week, we're going to treat ourselves today and par-tay! Living the life of leisure might sound like an expensive proposition, but Be Thrifty. How to Live Better for Less tells us how to do just that. From travel, to gift giving, to weddings(!), the book's 'living the life of leisure' chapter covers innumerable leisurely activities. Today we'll thumbnail just a few. Again, all tips are provided by Be Thrifty.
Be Thrifty. How to Live Better With Less makes a compelling argument for those of us who have not yet made the decision to bring our lunches to work. You might think buying a sandwich and a drink doesn't cost THAT much, and comparing it to a meal out with the family, it doesn't. However, if we break it down, we can see just how much that quick lunch is really costing you.
It has been said that 'If the women don't find you handsome, they should at least find you handy.' Of course any respectable Curblier would argue that women should be handy too. Being so is imperative to living a thrifty lifestyle. Besides saving us oodles of cash on repair bills, we get those priceless rushes of self-sufficiency.
Today we officially kick off Be Thrifty week! Besides giving away three copies of the new title, Be Thrifty. How to Live Better with Less, the book's publisher, Workman Publishing, is graciously allowing us to feature ORIGINAL content from the very fun and timely frugal-living handbook.
Wether you're new to home ownership or not, there are some things you can do to save bucks. The cost-saving suggestions come to us from The Simple Dollar, and they're so good, I'm going to quote them directly.
- Check the insulation in your attic - and install more if needed.
- Lower the temperature on your hot water heater down to 120 degrees Fahrenheit (55 degrees Celsius).
- Toss a water heater blanket over that hot water heater as well. ...
Clamping down on spending during tough economic times often means letting go of some extras, particularly some pleasant, but technically unnecessary, personal care products. So Gomestic offers this solution: don't buy them at all. Make 'em.
With recipes from DIY facial astringent to playdough and houseplant fertilizer, you can continue to have the things that make your life a little more beautiful.
- Facial Astringent
- Facial Scrub
Trying something the first time is gonna lead to a few fluff ups. Here's a well assembled list of ten to keep in mind as you embrace a new project.
3. Not having the right tools. 4. Failing to take proper safety precautions.
5. Failing to recognize the scope of a project. 6. Not having enough help. 7. Failing to read directions...
Because you can. And it looks cool. And you might get to keep the dollar you borrowed. And why not...And, oh, just watch the video.
The only thing that could possibly make this bank cooler--and creepier--is if it made chewing noises. To appreciate the Face Bank fully, you gotta watch the video! Via The GreenHead.
Almost a year ago, I asked Curbliers for their favorite DIY Flavored water recipes. A few days ago, money-management blog Wise Bread offered eight recipes to give your water a little extra zing on the cheap.
1. Salt – Adds electrolytes per those fancy, sugared up sports drinks.
2. Ginger - If you like spices, ginger is a great way to add a "zing" to your water.
3. Citrus – Freeze citrus zest within ice cubes.
4. Herbs - Mint, lemongrass, and...
You're supposed to drink at least 64 oz of water a day. Charcoal filtration systems help make sure your hydration is clean and cold. Replacement filters for these systems cost anywhere from six to fifteen dollars, but can be refilled by hand for around fifty cents.
- Filtration catridge
- Activated carbon
- Polyethylene plug
- Xacto knife
- 1/2 drill bit and dril